......There have been a number of disasters recently, earthquakes, mudslides and floods.......We got our insurance renewal and the letter in formed us that we didnt have to do anything as it would be automatically renewed and the new monthly premium would be .....nearly £200.....
Pardon! I re-read this several times and sat down quickly....that was over £2000 per year! Before this arrived our monthly premium was about £40 for buildings and contents......
So I phoned the insurance company to question the huge increase....the man on the phone said he thought there was something wrong and would phone back when he had investigated.

Well 10 minutes later he phoned back......'yes madam that is correct as you are now in a flood risk area'.....Urm but our house is nearly a thousand feet up on a hill (294m) and are you sure I asked....Oh yes he replied.....
Well I know there have been a lot of floods in Britain but it would take floods of biblical proportions to reach our house!! Therefore I had to cancel the insurance and go in search of a new deal on compare the meerkat.com (those of you who watch british tv will understand!!)

So now I have new insurance from a company who is not preparing an ark.....